Carrier appetite intelligence across top-rated carriers and high-converting commercial verticals.
Cain tells agents which carriers will write the risk — before they pick up the phone.
Scrape commercial leads, enrich with 15–30 data points, match against carrier appetite, auto-fill ACORD submissions, and run the full renewal lifecycle.
Built for Commercial Producers, FMOs, and Independent Agencies.
Demos take 20 minutes · 14-day free trial · No credit card required
Top-Rated
Carriers Scored
High-Converting
Commercial Verticals
15–30
Enrichment Data Points
2–5 min
ACORD Prefill
The Cain Engine
How Cain Works
Four connected stages turn a cold web search into a submission-ready application — then keep the relationship alive through renewal and cross-sell.
Step 01
Prospecting & Enrichment
Stop prospecting manually.
AI scrapes commercial opportunities and enriches each lead with:
- Business data and decision makers
- Risk profile and industry signals
- 15–30 operational data points (employee count, fleet size, safety scores, violations, years in business, revenue estimates)
Step 02
Appetite Intelligence Scoring
Know which carriers will write the risk — before you pick up the phone.
Cain evaluates each opportunity against carrier appetite logic:
- Fit probability per carrier
- Strong / Moderate / Weak match tiers
- Plain-English reasoning explaining WHY each carrier matches
- Market suitability scoring
Step 03
ACORD Automation
30–60 minutes of data entry becomes 2–5 minutes of review.
Scraped and enriched data auto-populates submission forms:
- ACORD 125, 126, 130, and 137 forms
- Carrier-specific supplemental applications
- Submission-ready applications with one click
Step 04
Lifecycle Management
Never lose a client. Turn every $3K policy into a $25K–$100K account.
Automated operations from first touch to renewal:
- Follow-up and nurture campaigns
- CRM cleanup and data hygiene
- Renewal workflow automation
- Cross-sell engine (GL → WC → group health → ICHRA → property → cyber → umbrella)
Inside the platform
See Cain in action
Real product views — lead scoring, carrier appetite verdicts, enrichment records, ACORD prefill, and campaign automation. This is what your team will be using every day.
Lead Pipeline
12 scored opportunities
Apex Logistics
Transport
Bridgepoint Construction
Contractors
Cedar Park Roofing
Contractors
Delta Care Home
Healthcare
Echo Realty Group
Real Estate
Score every lead automatically with 15-30 enrichment data points
Carrier Appetite
Apex Logistics · 3 matches
Progressive Commercial
Fleet 12–50, A+ SAFER score, target state, no major violations in 24 months.
Berkley Mid-Atlantic
Above premium floor — but violations slightly elevated for top-tier underwriting.
Great West Casualty
Long-haul refrigerated exposure outside current appetite. Try fallback markets.
See which carriers write the risk — Strong, Moderate, or Weak match tiers
Enriched Profile
Apex Logistics LLC · Houston, TX
Fleet Size
24 trucks
Safety Score
87 / 100
Years in Biz
12
Annual Revenue
$4.2M est
DOT #
1234567
Drivers
31
Violations 24mo
3
Insp. Pass Rate
92%
Cargo Type
Refrigerated
Avg Run
850 mi
Primary State
TX
Power Units
28
Deep business intelligence from 10+ public data sources
ACORD 125
Commercial Insurance Application
Named Insured
Apex Logistics LLC
Mailing Address
4521 Trade Center Dr, Houston TX 77032
DOT #
1234567
Power Units
28
Years in Business
12
Loss Runs (5yr)
1 incident · $12,400 paid
Effective Date
—
Auto-populated ACORD forms ready for submission in minutes
Campaign Pipeline
Q2 Trucking Renewal · 87 leads
Outreach
47Engaged
23Qualified
12Booked
5Manage your entire commercial pipeline from prospecting to renewal
What Cain does
The Commercial Insurance Operating System
Commercial prospecting, carrier appetite scoring across top-rated carriers, ACORD submission prefill, and renewal automation — all in one platform purpose-built for commercial producers, FMOs, and independent agencies.
Carrier Appetite Intelligence Scoring
Every enriched lead is scored against top-rated carriers across high-converting commercial verticals — state, fleet size, safety score, premium floor, and exposure thresholds. Know which carriers will write the risk before you pick up the phone.
Autonomous Follow-Up (SMS + Email)
Multi-touch sequences run themselves — drafted, scheduled, and sent on autopilot. Replies are classified and answered in seconds.
TCPA-Compliant Contact Windows
Outbound SMS and email are gated to the recipient's 8am–9pm local window automatically — no manual scheduling, no compliance landmines.
Product-Line Templates
One-click deploy battle-tested cadences for Transportation, Contractors, Healthcare, Real Estate, and Construction — scraping, scoring, and follow-up all wired.
Inbound Reply Handling & Qualification
AI classifies every reply — quote request, objection, question, opt-out — then sends a qualification form to hot leads and a custom rebuttal to objections.
Appetite Verdicts + Fallback Markets
Green / yellow / red carrier verdicts surface on every lead. When your primary appetite misses, Cain surfaces fallback markets automatically — no more cold-calling underwriters who'll decline the risk.
Automated ACORD Data Prefill
30–60 minutes of data entry collapsed to 2–5 minutes. One click turns an enriched lead into pre-filled ACORD 125 / 126 / 130 / 137 plus carrier-specific supplementals. Each field tagged auto, review, or manual.
Real-Time Agent Notifications
Hot leads, booked appointments, and intent shifts ping you on SMS and in-app the moment they happen — never miss a high-value window.
Account Management Mode (Post-Sale)
The moment a lead converts, Cain switches into account-management mode — drafts a welcome email, fires free 90/60/30-day renewal alerts, and queues birthday, annual review, COI, referral, and holiday touchpoints. AI personalization is 1 credit, plain templates are always free.
CRM Hygiene Scans
Click ‘Clean my CRM’ and Cain finds duplicate contacts, surfaces stale leads, and flags records missing key fields — then hands you the merge / re-engage / fix list. 1 credit per scan.
One assistant. Prospecting until they close — Account Management after they sign.
The moment a lead becomes a client, Cain switches gears. It drafts a personalized welcome email, fires free renewal reminders, and queues lifecycle touchpoints — so you keep clients for years, not policy terms.
AI Welcome Email on Conversion
Personalized to policy type and vertical — review or auto-send. 1 credit.
Renewal Alerts at 90 / 60 / 30 days
Rule-based, always free. No credit burn, no AI required.
AI Renewal Pitch
Drafted on demand for any client coming up for renewal. 1 credit.
Lifecycle Campaigns
Birthday, annual review, COI renewal, referral, holiday. Plain templates always free; AI version 1 credit.
CRM Hygiene Scans
Duplicates, stale leads, missing fields — surfaced and ranked. 1 credit per scan.
Account Management · Renewal Radar
Upcoming renewals
≤ 30 d
3
31 – 60 d
7
61 – 90 d
12
- 8d
Apex Logistics
AI renewal pitch · 1 credit
- 21d
Bridgepoint Construction
AI renewal pitch · 1 credit
- 44d
Cedar Park Roofing
AI renewal pitch · 1 credit
Agents using Cain
From dial-and-pray to autopilot
Independent agents, multi-line agencies, and commercial specialists running smarter outbound.
"I went from chasing dials all day to a queue of inbound replies Cain already qualified. DOT renewal season felt manageable for the first time in 8 years."
Independent Trucking Insurance Agent
Tampa, FL
"We dropped two SDR seats and our pipeline got bigger. The autopilot mode handles 80% of follow-up without anyone touching a keyboard."
Multi-Line Agency Owner
Phoenix, AZ
"TCPA windows alone paid for the subscription. No more 2am sends, no more carrier complaints — and the rebuttal templates close objections cold."
Contractors Insurance Specialist
Atlanta, GA
Trusted by
Commercial ProducersIndependent AgenciesFMOsBrokersPricing
Predictable, credit-based plans
Start with a 14-day free trial — 50 starter credits, no credit card. Pick a plan when you're ready; upgrade or cancel anytime.
Starter
Solo agents and small teams getting started.
- 500 AI credits / month
- 1 user seat
- All 5 verticals
- Carrier appetite + ACORD pre-fill
- Cross-sell engine + email support
Growth
Agencies running high volume across every vertical.
- 2,500 AI credits / month
- 5 user seats
- All 5 verticals
- Loss runs, COIs, proposals, renewals
- Cross-sell engine + priority support
Enterprise
Multi-office agencies, MGAs, and wholesalers at scale.
- 10,000 AI credits / month
- Unlimited seats
- All 5 verticals + custom integrations
- Dedicated account manager
What's next
Roadmap
A peek at what's shipping next. Lock in today's pricing and ride the upgrades as they land.
Phase 2
AI Voice Agent
Inbound + outbound voice calls handled by a natural-sounding agent — qualifies leads, books appointments, and transfers warm calls to you.
Phase 2
Carrier API Integrations
Real-time quotes and policy submission directly from your pipeline — no more rekeying applications into 6 different carrier portals.
Phase 2
Built-In Calendar & Scheduling
Native scheduling with availability detection, automated reminders, and confirmed bookings synced across every team member's calendar.
Phase 3
Multi-Location & Downline Management
Roll up offices, teams, and downline producers into a single command center with cross-location reporting, lead routing, and commission tracking.
See it live
Ready to see Cain in action?
Book a 20-minute walkthrough. We'll score a real prospect against top-rated carriers, prefill an ACORD submission, and show you the renewal automation — using your verticals and your state.
Demos take 20 minutes · 14-day free trial · No credit card required